Live Accounts

Am I subject to any position limits?

We reserve the right to limit the number of open positions you may enter or maintain in the Live Account at any time, and to revise in response to market conditions the drawdown levels at which trading in the Live Account will be halted. We or the Broker reserve the right to refuse to accept any order.

Can pricing or executions be manipulated in my Live Account?

No. The company operates at an arm’s length with the Broker. All market pricing and trade executions are provided by the Broker and are not changed or modified by us. Additionally, we do not mark up transaction costs established by the Broker through adjusting bid-offer spreads, markups/markdowns, commission charges or swaps.

How do I withdraw the gains in my Live Account?

One Step Challenge

First payout becomes available 7 days after your first trade.
All subsequent payouts are available every 7 days, regardless of trade activity.
Payout on demand is available as an add-on.
Maximum withdrawal per payout: $5,000.

Example:

You place your first trade on January 1 → first payout available on January 8.

Next payout available on January 15, and so on.

Two Step Challenge

First payout becomes available 14 days after your first trade.
All subsequent payouts are available every 14 days, provided you’ve placed a new trade.
7-day payouts and payout on demand are available as add-ons.
Maximum withdrawal per payout: $5,000.

Example:

You trade on January 1 → first payout available January 15.

You trade again on January 16 → next payout available January 30.

Instant Funding

No challenge required — start trading and earning immediately.
First payout becomes available 14 days after your first trade.
Subsequent payouts are available every 7 days, provided you’ve placed a trade.
Maximum withdrawal per payout: $5,000.

Example:

You trade on January 1 → first payout available January 15.

You trade again on January 17 → next payout available January 24.

How Long does it take to receive my Live Account?

Upon passing your Assessment, you will receive an email with instructions on how to access and complete your Trader Agreement. Once the agreement is completed and supporting documentation is provided, your Live Account will be created, funded and issued to you typically within 24-48 business hours.

If I have a hard breach in my Live Account and there are gains in the account, do I forfeit those gains?

If you have profits in your Funded account at the time of a hard breach you will not receive your performance split as default.

Once I pass the Assessment am I provided with a demo or live account?

Once you pass the Assessment, we provide you with a live account, backed by our capital.

Trader Verification

Before you are issued your Live Account, you will be required to perform KYC via SumSub. We do not store any documents – all documents are sent through the SumSub portal for review. Once verified, you will sign your Trader Agreement and then be issued your Live Account.

Once an account has been activated and used, name changes are not permitted. Please ensure that all account details are correct at the time of registration.

What are the rules for the Live Account?

The rules for the Live Account are exactly the same as your Assessment account. However, with a Live Account, there is no equity growth target.

When can I withdraw the gains in my Live Account, and how does that affect my Maximum Drawdown?

At MyFundedCapital, we offer flexible withdrawal conditions depending on your program type (Instant Funding, One-Phase, or Two-Phase), while maintaining clear rules around Maximum Drawdown to manage risk.

Instant Funding Accounts

First Payout: 14 days after your first trade
Subsequent Payouts: Every 7 days after each new trade
Profit Split: Starts at 70/30, upgradeable to 100%
Drawdown Rules:
- Daily Drawdown: 5%
- Maximum Drawdown: 6% (tightens to 5% after +5% profit)

Example:

You purchase a $100,000 Instant Funding account.
On Day 15, you’re up to $112,000. You request a payout of $10,000.
If your current split is 80/20, you receive $8,000, and we retain $2,000.
After the payout, your account balance is reduced to $102,000.
Since you crossed +5% profit earlier, your Maximum Drawdown is now locked at $100,000 (5% of initial balance).
That means you can now lose up to $2,000 before breaching the Maximum Drawdown rule.

Important: The Maximum Drawdown does not reset after a payout. It trails up with your equity until a certain point — then it locks in, protecting your profits and limiting further risk.

1-Phase Challenge (One-Step)

First Payout: Instantly after passing
Subsequent Payouts: Every 7 days
Add-on: Enable Payout on Demand for even more flexibility
Drawdown Rules:
- Daily Drawdown: 5%
- Maximum Drawdown: 10%

Note: Since this is a challenge account that transitions to a live-funded phase, payouts only apply after you pass the challenge. Once funded, the same logic as Instant Funding applies — your balance and drawdown rules remain, and your drawdown locks in once you’re in profit territory.

2-Phase Challenge (Two-Step)

First Payout: 14 days after passing the final phase
Subsequent Payouts: Every 14 days by default
Add-on: Switch to weekly payouts or enable Payout on Demand
Drawdown Rules:
- Daily Drawdown: 5%
- Maximum Drawdown: 10%

Example:

You pass both phases and are funded with a $50,000 account.
After 14 days and some trading, you grow it to $55,000.
You request a payout of $4,000 at 90% split → you get $3,600, and MFC retains $400.
Your new balance is $51,000, but your Maximum Drawdown locks at $50,000.
This means you can lose $1,000 max before violating the rule.

Final Notes on Payouts and Drawdown:

Your drawdown is based on the starting balance, not equity, once locked.
Taking full profit out of your account without leaving buffer may trigger a violation.
Always leave some cushion after a payout to stay within allowed limits.
Want full control? Use Payout on Demand to time withdrawals after analyzing your equity and drawdown situation.